Pay over time

Golf cart financing, made simple.

Two lenders, soft credit pulls, same-day decisions, and a shop that walks you through the application instead of pointing you at a form. Prices start at $12,500 and up depending on the model chosen — call for current pricing.

Breezy EV cart
Our partners

Two lenders. We shop both.

We don't make money on financing — we work with two lenders because their programs fit different customers, and we want to put you with the one that gives you the best terms.

Lender 1

Lendmark Financial

National lender, golf-cart-specific program, works across the credit spectrum. Often the better fit for customers with less-than-perfect credit, or for buyers who want a longer term to lower the monthly.

  • Soft pull pre-qualification
  • Same-day decision in most cases
  • Terms 24–84 months
  • No prepayment penalty
Lender 2

Dealer Direct

Manufacturer-backed program with competitive rates on new Breezy EV carts. Often the better fit for customers with stronger credit who want the lowest APR, especially on the new Breeze 4, 4L, 6L, and Terrain 6.

  • Soft pull pre-qualification
  • Manufacturer-backed rates on new carts
  • Terms 24–72 months
  • No prepayment penalty
How it works

Three steps, one afternoon.

1

Bring three things

A driver's license, proof of income (a pay stub or two months of bank statements), and your contact info. We'll handle the rest of the paperwork.

2

Pick the cart

We'll match the cart to your budget rather than the other way around. Test-drive any of the four Breezy EV models in the showroom, walk the color options, decide on options like the street-legal kit.

3

Take it home

Most approvals come back the same business day. We deliver free within 25 miles of Livingston, $75 flat to anywhere inside our 75-mile extended area.

Estimating your monthly

Rates vary. The math doesn't.

We don't post specific monthly numbers because rates change with the market and depend on your credit profile. But the rough math: a $12,500 cart financed over 60 months at typical golf-cart rates lands in the $230–$290/month range for most customers. We'll quote your exact number after the soft pull.

  • $0 down or 10-20% down — both options on the table
  • 24-, 36-, 48-, 60-, 72-, 84-month terms available
  • Pay extra each month or refinance later — no penalty
  • Bundle the street-legal kit, sound system, or lift into the loan if you want
📞 Talk to Us today
Apply by phone

936-223-1182

We'll walk you through the application, submit to both lenders, and get back to you with the offers the same day.

Get pre-qualified
Common questions

Financing questions.

How long does the application take?

Online, about five minutes. We submit to Lendmark Financial or Dealer Direct (or both) and most applicants get a soft decision the same business day. Hand us a driver's license, proof of income, and your contact info and we handle the rest.

Will applying hurt my credit?

Lendmark and Dealer Direct both run soft pulls for the initial pre-qualification, which doesn't affect your credit score. A hard pull only happens once you decide to move forward with a specific offer.

What credit score do I need?

We've placed loans across a wide range of credit profiles — there's no single cutoff. Lendmark in particular works with customers who have less-than-perfect credit. We'll always shop the application across both lenders and pick the better offer for you.

How much down payment do I need?

It depends on the lender and the cart, but 10–20% is typical. Cash, trade-in, or a combination — all work. We'll quote the monthly with and without a down payment so you can decide.

What's the term length?

Lendmark and Dealer Direct both offer terms from 24 to 84 months. The longer the term, the lower the monthly — but the more interest paid over the life of the loan. We help you find the sweet spot.

Can I pay it off early?

Yes. Both lenders allow early payoff with no prepayment penalty. Some customers refinance after 12-18 months once the cart is broken in and they know they're keeping it.

Ready to pick a cart?

Test-drive any of the four Breezy EV models, walk through the colors, and we'll quote the monthly while you're here.

See the lineup →   Compare side-by-side →